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Realtor Tips

Could Mortgage Rates Have Already Bottomed Out?

Comments(0) By •January 23rd, 2009

After improving through 11 straight weeks, mortgage rates finally ticked higher last week.  This, according to Freddie Mac’s weekly mortgage rate survey.  The Freddie Mac survey showed that mandatory mortgage fees rose last week, too. Unfortunately, the bad news for rate shoppers doesn’t stop there. Because Freddie Mac’s rate survey is conducted on Tuesday but its [...]

Mortgage rates rise slightly, but is it a bottom?

Comments(0) By •January 20th, 2009

  After a strong start Monday and Tuesday, mortgage markets suffered alongside stock markets in the latter half of last week, leaving mortgage rates higher on the week overall. Market losses were especially steep Friday and mortgage rates headed into the long weekend on a strong uptick. Regardless, the reasons that mortgage rates rose last [...]

You’ll Get The Best Mortgage Rates If You Watch Certain Patterns

Comments(0) By •December 18th, 2008

When it comes to mortgage rates, sometimes it’s better to “act now”. On Tuesday, mortgage rates fell to their lowest levels in 4 years. It happened because the Fed said it would “employ all available tools” to resuscitate the economy. On Wednesday, however, the markets had second thoughts. After considering the long-term implications of a [...]

Get Extra Tax Deductions In 2008 — Pay Your Mortgage A Few Days Early

Comments(0) By •December 10th, 2008

For most Americans, mortgage interest paid on a home loan is tax-deductible in the year in which it was paid.  With advance planning, therefore, homeowners can increase their 2008 tax deductions and limit their tax liability on April 15. The key is to make the January 2009 mortgage payment before the New Year begins. In making the [...]

How November’s 533,000 Jobs Lost Is Helping Mortgage Rates Improve

Comments(0) By •December 5th, 2008

According to the government, American businesses are cutting staff at an accelerated pace, most recently paring 533,000 jobs this past November. It’s the largest one-month decline since December 1974 and raises the year-to-date job losses to 1.9 million workers. However, there is a silver lining in the data for all Americans — both employed and [...]

The Truth About Those “4.500 Percent Mortgage Rates” You Keep Hearing About

Comments(0) By •December 4th, 2008

    Business television is abuzz this morning with talk of “four-point-five percent mortgage rates”; the clip above ran on NBC Today.  The news stems from a leaked story that the U.S. Treasury will intervene in the mortgage market, lowering rates a full percentage point below their current levels. As cited by every journalist in every publication, [...]

Danville Mortgage Blog, the “60 Minutes” of Danville Real Estate!

Comments(0) By •December 3rd, 2008

Given the LACK of marketing innovation during the last 12 months, I thought it was time to showcase a great new technology for real estate professionals.  While the technology is not new, the application of the technology certainly is.  I am talking about VIDEO!  Everyone knows that video is the best way to get your [...]

FHA and VA Lending experts…now located in Danville!

Comments(0) By •November 22nd, 2008

I am pleased to report that effective in November, CMF has completed a year long quest to obtain FULL EAGLE FHA LENDING status.  This is the highest level of certification, and the business model that large banks use, however we are not a large bloated bank.  Just the opposite!  We are a nimble mortgage banker [...]

Sell your client’s Danville Real Estate even if rates increase!!!

Comments(0) By •October 31st, 2008

How to sell your Danville Real Estate listing even if interest rates increase! There is something that your clients can take advantage of that most Danville Realtors do not know for some reason.  It’s not new, but again it’s rarely talked about.   It’s very important for you to have this info for your clients.  [...]

Fortune’s in the Follow-up…

Comments(0) By •October 29th, 2008

I’ve mentioned that many of these ideas and philosophies were going to be the basics.  You can’t get more basic than follow-up, yet few will ever do it. The real fortune in a meeting, a sales call, or an interview is in the follow-up—the “what’s next” call, the oppor­tunity call. Most get lost in thinking [...]

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About The Danville Mortgage Blog

The Danville Mortage Blog is your premier source for information on Danville real estate, home loans in Danville, general mortgage knowledge, real estate market updates and Danville community information. On top of all this, you will find leading Danville real estate agents showcased, making your selection of a real estate agent easier.

For Danville real estate agents, you'll find valuable tips on how to take your real estate business to the next level. We're also a wonderful place to keep up on the ever changing mortgage industry.

Mike Miller

  • 395 Hartz Avenue, Danville, CA 94526

Prospect Mortgage Equal Housing Lender

Bank of Commerce Mortgage is an equal housing lender. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Credit and collateral are subject to approval. Terms and conditions apply. HUD Approved FHA Lender. NMLS ID #1839. Lending available in California Dept. of Real Estate Broker #01218426. The opinions expressed herein are not necessarily those of Bank of Commerce Mortgage or its affiliates.