Popular
Danville real estate home loan rates drop to all time lows, but why???
You have heard the rumors of 4% loans, and here is the fact. My investors are funding loans up to $729,750 with rates as low as 4.25%. That is not an adjustable rate. That is fixed for 30 years. And no, there is no prepayment penalty. Truth is, you are NOT going to refinance that loan anyway! [...]
Mortgage Lending Starts to Show Signs of a Thaw
Getting approved for a home loan isn’t getting easier, but it doesn’t appear to be getting much more difficult, either. In its quarterly survey to member banks, the Federal Reserve asked senior bank loan officers whether “prime” residential mortgage guidelines had tightened in the last 3 months. Nearly 50 percent of banks said guidelines [...]
No limit on your investment property portfolio!!!
DON’T TURN AWAY INVESTOR CLIENTS!!! STATED INCOME FOR NON-OWNER OCCUPIED??? NO LIMIT TO AMOUNT OF FINANCED PROPERTIES!!! WOW!!!! As you may have heard, FannieMae and FreddieMac have been implementing new guidelines regarding non-owner occupied transactions. There was a time when an investor could own as many investment properties as they wanted with [...]
Mortgage Myths, Facts, and Fallacies…
If you are uninformed, or misinformed, it will amount to the same thing…less business for you. Allow me, fellow real estate professionals, to clarify a few points regarding the current world of mortgage finance. This is very important stuff… The most important thing to know is that you cannot let your client do whatever you [...]
Mortgage insurance or 80/10/10? Danville Mortgage Tips
Purchasing a home is a little more challenging these days. Although diverse products have evolved to help many individuals, the problem of achieving a 20% down payment eludes nearly 1/2 of all homebuyers. Without a 20% down payment, purchasers are required to pay Private Mortgage Insurance (MI). Lately there has been a lot of focus [...]
-
Featured Realtor
Dotti Lovato and Marc Rosso
Sotheby's International Realty
Website
dotlovato@sbcglobal.net
(925) 323-1411
View All Danville Realtors -
-
Blog Topics
- 6297287907396896095
- Adjustable Rate Mortgages
- Around The Home
- Around The House
- Borrower Tips
- Budgeting
- Case-Shiller Index
- Community Info
- Consumer Confidence
- credit scoring
- Existing Home Sales
- Federal Reserve
- FHA Mortgages
- FOMC
- FOMC Minutes
- Foreclosures
- HARP
- Home How To
- Home Improvement
- Home Price Index
- Home Values
- Homebuilders
- Homebuyer Tax Credit
- Household Finances
- Housing Analysis
- Housing Starts
- In The News
- Jobs
- Loan Officer Tips
- Mortgage & Finance
- Mortgage Guidelines
- mortgage rates
- New Home Sales
- Pending Home Sales
- Personal Finance
- Rankings
- Real Estate Definitions
- Real Estate Investing
- Real Estate Taxes
- Realtor Tips
- Retail Sales
- Statistics
- Tax Tips
- Taxes
- The Economy
- Wall Street
- Weekly Review
-
Testimonials
-
Current Rates
