Borrower Tips
No limit on your investment property portfolio!!!
DON’T TURN AWAY INVESTOR CLIENTS!!! STATED INCOME FOR NON-OWNER OCCUPIED??? NO LIMIT TO AMOUNT OF FINANCED PROPERTIES!!! WOW!!!! As you may have heard, FannieMae and FreddieMac have been implementing new guidelines regarding non-owner occupied transactions. There was a time when an investor could own as many investment properties as they wanted with [...]
The Government has our Fannie covered!
Last weekend, our government announced a “bailout” of both FANNIE MAE and FREDDIE MAC. This is an important event in our industry. I want to be sure I connect with you on some of the details, and answer any questions you may have. What is Fannie Mae & Freddie Mac? In simple terms, Fannie Mae and [...]
Why do National Banks fear this small Mortgage Broker from Northern California?
“Our client’s needs come first, and we let no bank stand in the way of the best deal for them.” When it comes to skills in the lending business, we are the Special Ops (Operations) of the business. Like a Lending “S.W.A.T.” team, we are a group of highly trained professionals. Large banks and smaller [...]
An alternative thought to making a large downpayment!
The good news is you have many mortgage options. That’s also the bad news. Selecting a mortgage for your Danville real estate is one of the biggest financial decisions an individual or family can make. So it’s crucial to see how your choice affects your total financial picture. Too many borrowers shop just for the [...]
Avoid the most common Danville real estate loan mistakes
Through the past 22 years, Mike Miller has been an industry leader in Danville Mortgages and Danville Real Estate. Both in product innovation and consumer education. We proudly present to you this post to uncover some of the most common areas where consumers are often victims. We hope this will assist you when choosing among [...]
High net worth client makes million dollar mistake!
Most of my high net worth clients purchasing Danville real estate are not familiar with IRS Publication 936 which states, if you buy a home “all cash” with no mortgage, you have only 90 days from the closing date to obtain a mortgage in order to receive any deductibility of that interest paid on that mortgage. [...]
How Bi-Weekly payments can help you!
A home loan on Danville real estate is the largest financial transaction many people make. There are many ways that the payment of that mortgage can benefit borrowers in ways they usually never imagine. The right payment plan can help you put your children through college or help you reach your retirement goals. And the right strategy up [...]
Mortgage insurance or 80/10/10? Danville Mortgage Tips
Purchasing a home is a little more challenging these days. Although diverse products have evolved to help many individuals, the problem of achieving a 20% down payment eludes nearly 1/2 of all homebuyers. Without a 20% down payment, purchasers are required to pay Private Mortgage Insurance (MI). Lately there has been a lot of focus [...]
Danville Real Estate is easy to finance!!!
If your business slows down (for any reason), the ability to work with “what you have” is of utmost importance. Knowing where to go to get good but creative financing is extremely valuable these days. Luckily, with 20 year experience in Danville, I am the expert and finding ways to put your clients into homes. [...]
Why the APR is “NOTE” correct!
The “annual percentage rate” (APR) listed with any mortgage generally causes more confusion than it’s worth for most homebuyers. Making matters worse, most mortgage professionals don’t really understand it. An APR calculation is required on mortgage offers to help people make sense of all the figures flying around. The ultimate goal is accurate comparative shopping. [...]
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Featured Realtor
Dana and Paul Weiler
Empire Realty Associates
Website
dana@danaweiler.com
(925) 217-5050
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