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What’s the Difference Between a Bank, a Mortgage Banker, and a Mortgage Broker?
Which is best for you? The truth is, in many cases is does not matter what type of company it is, as it has more to do with the individual loan officer that you work with. There are experienced and honest loan officers at each type of loan source, and unfortunately the opposite is also [...]
New Credit Model May Confuse Danville Residents.
By now most of you know a general ballpark for your FICO score, but do you know your “VantageScore“? Be prepared for that question in the future when the credit companies launch their answer to Fair Issac (FICO). In a not too surprising move, the actual credit repositories, Equifax, Experian, and Transunion, have announced their [...]
Four Ways to Keep Your Relatives From Handing Out Free Chili Samples at Costco.
I like to shop at the Danville Costco but I can’t help but feel compassion for the workers scattered around the warehouse handing out product samples. I get the feeling that most of them never thought they would spend their latter years standing on a cold cement floor in a 100,000 square foot building working [...]
How To Screw Up Your Danville Home Loan Transaction Guaranteed!
Today’s post deals with your credit score and some of the things that you should never do after you apply for a mortgage loan. These days it is imperative that you have a credit score of at least 720, because just as “brown is the new black”, a “720 score is the new 680 score”. [...]
The Best Source for Real Estate and Mortgage Information in Danville.
Danville. Mortgage. Blog. Put that all together and what do you have? “Danville Mortgage Blog.” The best source for information about real estate and mortgages in Danville. Danville California is awesome, it Rocks! Danville is a great place to live and raise a family. The town has great schools, restaurants, and residents. So good in [...]


