Realtors, I hate to tell you this, but some of your buyers are lying to you!!!

Comments(0) By Mike Miller •May 25th, 2008

The mortgage market is changing every day.  Some days for the good, and some days for the not so good. The average home owner, nationwide, buys or sells a home every nine years.  They don’t have a clue about how much things have changed, so why would you ask them what they are qualified for?  Most people have NEVER had the benefit of a real mortgage professional to give them the real answers. Sure they go on line, or they talk to the teller at the bank, they may even talk to their friends.  But truthfully, if they rely on those sources, they are likely NOT pre-qualified.  Pre-qualified means they have had ALL of their mortgage options explained to them, their payments and budgets have been discussed, and MORTGAGE credit report has obtained.   

 I bail out people every month who are in contract and are having financing difficulties with other lenders.  This can be avoided, but it requires that YOU take the initiative to MAKE them get a valid second opinion from someone that you can trust. Most agents only make this mistake once, but take it from me, you can avoid many problems by urging them to call me first.  There are very few people in the country more qualified to give them a second opinion, and most people who talk to me use my services.  My pre-qualifications are as good as gold, my rates are most competitive, and my service is guaranteed.

 I offer same day service seven days a week too!

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